Senior AI Engineer, Banking Technology

Role Overview

Citi's Banking Technology organization is seeking a highly hands-on Senior AI Engineer to design, build, and deploy cutting‑edge AI solutions for Investment, Corporate, and Commercial Banking.

This role focuses on implementing scalable, agentic AI frameworks and generative AI solutions within small, agile squads. The successful candidate will operate with an AI‑first mindset, emphasizing rapid prototyping, MVP‑driven development, and iterative delivery of production‑grade AI capabilities.

Key Responsibilities

• AI Solution Development: Design, implement, and deploy scalable agentic AI frameworks and generative AI solutions for critical business use cases, ensuring robustness, performance, security, and reliability.
• Agentic Systems: Develop and integrate agentic AI systems leveraging multiple model providers and platforms (e.g., OpenAI, Anthropic, Google APIs).
• Full‑Stack AI Engineering: Build full‑stack applications integrating LLM‑driven workflows and AI coding tools (e.g., Devin, GitHub Copilot).
• Iterative Delivery: Drive an MVP‑first, rapid‑iteration approach with continuous experimentation and improvement.
• Evaluation & Optimization: Define and implement metrics, evaluation strategies, and feedback loops to continuously improve AI system performance and behavior.
• Emerging Technologies: Research, prototype, and integrate advances in agent‑based, autonomous, and generative AI technologies.
• Technical Collaboration: Contribute hands‑on within cross‑functional teams and provide technical guidance and mentorship to junior engineers.
• Domain Alignment: Ensure AI solutions are well‑aligned to banking and financial services requirements, constraints, and business outcomes.

Required Qualifications

Programming

• Strong proficiency in Python and/or Java (Spring Boot)
• Working knowledge of JavaScript/TypeScript (Angular, Node.js)
• Full‑stack experience is a plus

AI/ML Expertise

• Solid understanding of core AI concepts such as knowledge representation, planning, and multi‑agent systems
• Hands‑on experience with LLMs, RAG, prompt engineering, MCPs, and agent frameworks (e.g., Google ADK)
• Practical experience with ML frameworks and libraries (TensorFlow, PyTorch, Scikit‑learn, NumPy, Pandas)
• Familiarity with AI coding tools such as Devin, Claude Code, GitHub Copilot, and Antigravity

Software Engineering

• Strong grounding in modern engineering practices including Git, CI/CD, testing, code reviews, agile delivery, application resiliency, and security

Architecture

• Experience designing API‑first, microservices‑based and event‑driven architectures, including data engineering patterns for AI systems

Platforms

• Hands‑on experience with Docker, Kubernetes, and OpenShift

Problem Solving & Communication

• Strong analytical skills with the ability to clearly communicate complex technical concepts

Domain Knowledge

• Solid understanding of banking/financial services and regulated environments

Experience

• 6–10 years of progressive software engineering experience with a strong hands‑on coding background
• 2+ years focused on AI software development, LLM‑based solutions, agentic systems, and/or machine learning
• Demonstrated experience delivering enterprise‑scale AI capabilities into production

Education

• Bachelor's or Master's degree in Computer Science, AI, Robotics, or a related quantitative discipline

Nice to Have

• Experience in data science (statistical modeling, experimentation)
• Interest in mentoring junior AI engineers

Position Details

• Job Family Group: Technology
• Job Family: Applications Development
• Time Type: Full time
• Primary Location: Jersey City, New Jersey, United States
• Salary Range: $142,320.00 - $213,480.00
• Anticipated Posting Close Date: Oct 30, 2026

Benefits

In addition to salary, Citi's offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire.

Additional Information

This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.

Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.

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