Stand Insurance
We protect and insure homes — wildfire, hurricane, and beyond.
About Stand Insurance
Stand (Stand Insurance) is a property insurance company that uses physics-based simulation and AI to model catastrophe risk at the individual-property level, then insures and helps fortify homes against perils such as wildfire, hurricane, and flood. It builds a "digital twin" of each property to simulate how extreme weather would affect it, produces tailored risk-mitigation plans, and underwrites coverage — including high-risk homes that other insurers won't serve. Its debut product was a California homeowners insurance offering focused on wildfire resilience.
Industry
Property and casualty insurance
Headquarters
San Francisco, California, United States
Company size
33 employees (PitchBook)
Founded
2024
What we do
Physics-based catastrophe risk modelingAI-driven property underwritingWildfire risk assessment and mitigationHomeowners insurance for climate-impacted / high-risk propertiesProperty risk mitigation planning
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