Kikoff
The simplest credit-building solution out there: 0 fees, 0% interest, and no credit pull.
About Kikoff
Kikoff is a consumer fintech company that operates a personal finance platform focused on helping people build and improve their credit. Its products include the Kikoff Credit Account (a revolving line of credit), a credit builder loan, a secured credit card, credit monitoring, rent and bill reporting, and AI-powered tools for credit coaching and debt negotiation.
Industry
Financial technology (consumer credit building / personal finance)
Headquarters
San Francisco, California, United States
Company size
Approximately 227 employees (as of May 2026, per Tracxn)
Founded
2019
What we do
Credit buildingPersonal finance platformConsumer lendingCredit monitoringRent and bill reportingSecured credit cardAI debt negotiation
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